Savings Rates


Dividend Rates Effective February 20, 2024

Dividends are earned and paid monthly on an average daily balance of $100.00 or more.

Unlimited transfers online or in branch offices. Four free withdrawals per month, $2.00 fee for each additional withdrawal.


Share Rates

Shares Dividend Rate* APY**
$100.00 to $3,000.99 0.05% 0.05%
$3,001.00 to $6,000.99 0.10% 0.10%
$6,001.00 to $10,000.99 0.15% 0.15%
$10,001.00 and over 0.20% 0.20%
HSAs Dividend Rate* APY**
-- 0.50% 0.50%
Saver's Sweepstakes Dividend Rate* APY**
-- 0.10% 0.10%
Round Up Savings Account Dividend Rate* APY**
$0.01 to $5,000 10.00% 10.00%

Share Certificate & IRAs

Dividends are paid quarterly. Early withdrawal penalty is 90 days interest.

Eight Month Special Dividend Rate* APY**
$500.00 and over 4.43% 4.50%
Six Month Dividend Rate* APY**
$500.00 and over 1.00% 1.00%
Nine Month Dividend Rate* APY**
$500.00 to $9,999.99 1.00% 1.0%
$10,000.00 and over 1.00% 1.00%
One Year Dividend Rate* APY**
$500.00 and over 2.25% 2.27%
$10,000.00 and over 2.50% 2.52%
Eighteen Month Dividend Rate* APY**
$500.00 and over 2.25% 2.27%
$10,000.00 and over 2.50% 2.52%
$100,000.00 and over 3.00% 3.03%
Two Year Dividend Rate* APY**
$500.00 and over 3.00% 3.03%
$10,000.00 and over 3.25% 3.29%
Three Year Dividend Rate* APY**
$500.00 and over 3.00% 3.03%
$10,000.00 and over 3.25% 3.29%
$100,000.00 and over 3.50% 3.55%
Four Year Dividend Rate* APY**
$500.00 and over 2.50% 2.52%
$10,000.00 and over 2.75% 2.78%
Five Year Dividend Rate* APY**
$500.00 and over 2.50% 2.52%
$10,000.00 and over 2.75% 2.78%

Contributing CD

One Year Dividend Rate* APY**
$250.00 and over 2.00% 2.02%
Three Year Dividend Rate* APY**
$250.00 and over 3.00% 3.04%