Savings Rates

Dividend Rates Effective February 20, 2024

Dividends are earned and paid monthly on an average daily balance of $100.00 or more.

Unlimited transfers online or in branch offices. Four free withdrawals per month, $2.00 fee for each additional withdrawal.

Share Rates

  
  Shares
    Dividend Rate*
    APY**
  

  $100.00 to $3,000.99
    0.05%
    0.05%
  

  $3,001.00 to $6,000.99
    0.10%
    0.10%
  

  $6,001.00 to $10,000.99
    0.15%
    0.15%
  

  $10,001.00 and over
    0.20%
    0.20%
  

  HSAs
    Dividend Rate*
    APY**
  

  --
    0.50%
    0.50%
  

  Saver's Sweepstakes
    Dividend Rate*
    APY**
  

  --
    0.10%
    0.10%
  

  Round Up Savings Account
    Dividend Rate*
    APY**
  

  $0.01 to $5,000
    10.00%
    10.00%
  

Shares	Dividend Rate*	APY**
$100.00 to $3,000.99	0.05%	0.05%
$3,001.00 to $6,000.99	0.10%	0.10%
$6,001.00 to $10,000.99	0.15%	0.15%
$10,001.00 and over	0.20%	0.20%
HSAs	Dividend Rate*	APY**
--	0.50%	0.50%
Saver's Sweepstakes	Dividend Rate*	APY**
--	0.10%	0.10%
Round Up Savings Account	Dividend Rate*	APY**
$0.01 to $5,000	10.00%	10.00%

Share Certificate & IRAs

Dividends are paid quarterly. Early withdrawal penalty is 90 days interest.

  
  16 Month Special
    Dividend Rate*
    APY**
  

  $500.00 and over
    4.95%
    5.00%
  

16 Month Special	Dividend Rate*	APY**
$500.00 and over	4.95%	5.00%

  
  Six Month
    Dividend Rate*
    APY**
  

  $500.00 and over
    1.00%
    1.00%
  

Six Month	Dividend Rate*	APY**
$500.00 and over	1.00%	1.00%

  
  Nine Month
    Dividend Rate*
    APY**
  

  $500.00 to $9,999.99
    1.00%
    1.0%
  

  $10,000.00 and over
    1.00%
    1.00%
  

Nine Month	Dividend Rate*	APY**
$500.00 to $9,999.99	1.00%	1.0%
$10,000.00 and over	1.00%	1.00%

  
  One Year
    Dividend Rate*
    APY**
  

  $500.00 and over
    2.25%
    2.27%
  

  $10,000.00 and over
    2.50%
    2.52%
  

One Year	Dividend Rate*	APY**
$500.00 and over	2.25%	2.27%
$10,000.00 and over	2.50%	2.52%

  
  Eighteen Month
    Dividend Rate*
    APY**
  

  $500.00 and over
    2.25%
    2.27%
  

  $10,000.00 and over
    2.50%
    2.52%
  

  $100,000.00 and over
    3.00%
    3.03%
  

Eighteen Month	Dividend Rate*	APY**
$500.00 and over	2.25%	2.27%
$10,000.00 and over	2.50%	2.52%
$100,000.00 and over	3.00%	3.03%

  
  Two Year
    Dividend Rate*
    APY**
  

  $500.00 and over
    3.00%
    3.03%
  

  $10,000.00 and over
    3.25%
    3.29%
  

Two Year	Dividend Rate*	APY**
$500.00 and over	3.00%	3.03%
$10,000.00 and over	3.25%	3.29%

  
  Three Year
    Dividend Rate*
    APY**
  

  $500.00 and over
    3.00%
    3.03%
  

  $10,000.00 and over
    3.25%
    3.29%
  

  $100,000.00 and over
    3.50%
    3.55%
  

Three Year	Dividend Rate*	APY**
$500.00 and over	3.00%	3.03%
$10,000.00 and over	3.25%	3.29%
$100,000.00 and over	3.50%	3.55%

  
  Four Year
    Dividend Rate*
    APY**
  

  $500.00 and over
    2.50%
    2.52%
  

  $10,000.00 and over
    2.75%
    2.78%
  

Four Year	Dividend Rate*	APY**
$500.00 and over	2.50%	2.52%
$10,000.00 and over	2.75%	2.78%

  
  Five Year
    Dividend Rate*
    APY**
  

  $500.00 and over
    2.50%
    2.52%
  

  $10,000.00 and over
    2.75%
    2.78%
  

Five Year	Dividend Rate*	APY**
$500.00 and over	2.50%	2.52%
$10,000.00 and over	2.75%	2.78%

Contributing CD

  
  One Year
    Dividend Rate*
    APY**
  

  $250.00 and over
    2.00%
    2.02%
  

One Year	Dividend Rate*	APY**
$250.00 and over	2.00%	2.02%

  
  Three Year
    Dividend Rate*
    APY**
  

  $250.00 and over
    3.00%
    3.04%
  