Loan Rates
Current Loan Rates Effective Date: January 20, 2023
Secured
| Product | Terms | APR* as low as | Monthly Payment Per $1,000 Borrowed |
|---|---|---|---|
| New Autos/ Motor Cycles 2023 Or Newer | 36 months 60 months 72 months 84 months |
6.00% 6.75% 7.00% 8.00% |
$30.43 $19.69 $17.06 $15.59 |
| Used Autos/ Motor Cycles 2018 to 2022 | 36 months 60 months 72 months 84 months 2021 & 2022 |
6.50% 7.00% 8.00% 8.25% |
$30.66 $19.81 $17.54 $15.72 |
| 2017 and Older | 36 months 60 months 72 months (veh over $20,000) |
8.00 9.00% 10.00% |
$31.34 $20.77 $18.53 |
Recreational Vehicles
| Product | Terms | APR* as low as |
|---|---|---|
| Campers, Snowmobiles, 4 Wheelers, Boats, etc. | See Above | 2% Over Secured Rate |
Kwik Cash/Unsecured
| Product | Terms | APR* as low as | Monthly Payment Per $1,000 Borrowed |
|---|---|---|---|
| $500 to $15,000 | 1-24 months 25-36 months 37-60 months 61-72 months |
9.25% 10.00% 10.50% 10.75% |
$45.81 $32.27 $21.50 $18.91 |
Kwik Cash Revolving
| Maximum LOC | Amount | Monthly Payment Per $1,000 Borrowed |
|---|---|---|
| $7,500.00 | $1,000.00 | $50.00 |
| $7,500.00 | $2,000.00 | $100.00 |
| $7,500.00 | $3,000.00 | $130.00 |
| $7,500.00 | $4,000.00 | $140.00 |
| $7,500.00 | $5,000.00 | $150.00 |
| $7,500.00 | $6,000.00 | $180.00 |
| $7,500.00 | $7,000.00 | $210.00 |
VISA Credit Card
| Product | Term | APR* |
|---|---|---|
| VISA Credit Card | Revolving | 12.90% |
Single Payment Notes
| Product | Term | APR* |
|---|---|---|
| Single Payment Notes | 6 months | 10.00% |
Mortgages
First Mortgages: Available upon request. Rates may increase during term of loan.
| Second Mortgages | ||
|---|---|---|
| 5 Year ARM | 50% LTV | 8.00% |
| 5 Year ARM | 80% LTV | 8.50% |
Share Secured / CD Secured
3% above share / CD rates
*APR is the Annual Percentage Rate.
All rates subject to change per Board discretion.
Blended rate will be used for partially secured loans.
Monthly payment is based on payment per $1,000 for term and rate shown above.