Loan Rates

Current Loan Rates Effective Date: January 20, 2023

Secured

Product Terms APR* as low as Monthly Payment Per $1,000 Borrowed
New Autos/ Motor Cycles 2023 Or Newer 36 months
60 months
72 months
84 months		 6.00%
6.75%
7.00%
8.00%		 $30.43
$19.69
$17.06
$15.59
Used Autos/ Motor Cycles 2018 to 2022 36 months
60 months
72 months
84 months 2021 & 2022		 6.50%
7.00%
8.00%
8.25%		 $30.66
$19.81
$17.54
$15.72
2017 and Older 36 months
60 months
72 months (veh over $20,000)		 8.00
9.00%
10.00% 		$31.34
$20.77
$18.53

Recreational Vehicles

Product Terms APR* as low as
Campers, Snowmobiles, 4 Wheelers, Boats, etc. See Above 2% Over Secured Rate

Kwik Cash/Unsecured

Product Terms APR* as low as Monthly Payment Per $1,000 Borrowed
$500 to $15,000 1-24 months
25-36 months
37-60 months
61-72 months
 9.25%
10.00%
10.50%
10.75%		 $45.81
$32.27
$21.50
$18.91

Kwik Cash Revolving

Maximum LOC Amount Monthly Payment Per $1,000 Borrowed
$7,500.00 $1,000.00 $50.00
$7,500.00 $2,000.00 $100.00
$7,500.00 $3,000.00 $130.00
$7,500.00 $4,000.00 $140.00
$7,500.00 $5,000.00 $150.00
$7,500.00 $6,000.00 $180.00
$7,500.00 $7,000.00 $210.00

VISA Credit Card

Product Term APR*
VISA Credit Card Revolving 12.49% to 22.49% (based on credit)
VISA Secured Credit Card Revolving 15.99%

Single Payment Notes

Product Term APR*
Single Payment Notes 6 months 10.00%

Mortgages

First Mortgages: Available upon request. Rates may increase during term of loan.

Second Mortgages
Available upon request. Rates may increase during term of loan.

Share Secured / CD Secured

3% above share / CD rates

*APR is the Annual Percentage Rate.
All rates subject to change per Board discretion.
Blended rate will be used for partially secured loans.

Monthly payment is based on payment per $1,000 for term and rate shown above.