Current Loan Rates

Effective Date: April 20, 2017

SECURED
TERMS
APR as low as
Monthly Payment Per $1000 Borrowed
New Autos/ Motor Cycles
2016 Or Newer
36 months
2.75%
$28.98
60 months
3.25% $18.08
72 months
3.50%
$15.42
84 months
4.25%
$13.79
Used Autos/ Motor Cycles
2011 to 2015
36 months
3.25%
$29.20
60 months
3.50%
$18.20
72 months
3.75%
$15.54
84 months
4.50%
$13.90
2010 and older
36 months
4.00%
$29.53
60 months
4.50%
$18.65
72 months (over $20,000)
5.00%
$16.11
Recreational Vehicles
TERMS
APR* As Low As
Campers, Snowmobiles, 4 Wheelers, Boats, etc.
See Above
2% Over Secured Rate
Kwik Cash/Unsecured
TERMS
APR* As Low As
Monthly Payment Per $1000 Borrowed
$500 to $15,000
1-24 months
8.99%
$45.68
25-36 months
9.25%
$31.92
37-60 months
9.50%
$21.01
61-72 months
9.75%
$18.40

Kwik Cash - Revolving

APR as low as 10%
Amount
Monthly Payment Per $1000 Borrowed

Maximum LOC $7500

$1000 $50
$2000 $100
$3000 $130
$4000 $140
$5000 $150
$6000 $180
$7000 $210
VISA Credit Card
Revolving
12.90%
Single Payment Notes
6 months
10.00%
First Mortgages
Available upon request.  Rates may increase during term of loan.
Second Mortgages
5 Year ARM
50% LTV
4.00%
80% LTV
5.00%
90% LTV
6.00%
Share Secured / CD Secured
3% above share / CD rates
*APR is the Annual Percentage Rate
All rates subject to change per Board discretion
Blended rate will be used for partially secured loans.
Monthly payment is based on payment per $1000 for term and rate shown above.