Current Loan Rates

Effective Date: November 19,2018

SECURED
TERMS
APR as low as
Monthly Payment Per $1000 Borrowed
New Autos/ Motor Cycles
2018 Or Newer
36 months
2.95%
$29.07
60 months
4.00% $18.42
72 months
4.25%
$15.76
84 months
5.00%
$14.14
Used Autos/ Motor Cycles
2013 to 2017
36 months
4.00%
$29.53
60 months
4.50%
$18.65
72 months
4.75%
$16.00
84 months
5.25%
$14.26
2012 and older
36 months
6.00%
$30.43
60 months
6.50%
$19.57
72 months (over $20,000)
7.00%
$17.05
Recreational Vehicles
TERMS
APR* As Low As
Campers, Snowmobiles, 4 Wheelers, Boats, etc.
See Above
2% Over Secured Rate
Kwik Cash/Unsecured
TERMS
APR* As Low As
Monthly Payment Per $1000 Borrowed
$500 to $15,000
1-24 months
9.25%
$45.81
25-36 months
9.50%
$32.04
37-60 months
9.75%
$21.13
61-72 months
10.00%
$18.54

Kwik Cash - Revolving

APR as low as 10%
Amount
Monthly Payment Per $1000 Borrowed

Maximum LOC $7500

$1000 $50
$2000 $100
$3000 $130
$4000 $140
$5000 $150
$6000 $180
$7000 $210
VISA Credit Card
Revolving
12.90%
Single Payment Notes
6 months
10.00%
First Mortgages
Available upon request.  Rates may increase during term of loan.
Second Mortgages
5 Year ARM
50% LTV
4.00%
80% LTV
5.00%
90% LTV
6.00%
Share Secured / CD Secured
3% above share / CD rates
*APR is the Annual Percentage Rate
All rates subject to change per Board discretion
Blended rate will be used for partially secured loans.
Monthly payment is based on payment per $1000 for term and rate shown above.