Courtesy Pay can protect you when you need it most!
Have You Ever...
Made an honest mistake in your checkbook?
Found yourself "a little short"?
Had an unusual or unforeseen expense at the wrong time?
Rather than automatically returning any insufficient funds items that you may have unpaid, we will consider paying your overdrafts up to $500*.
Courtesy Pay Can Mean...
You can avoid high charges from merchants for returned checks
You have new convenience and flexibility in managing your funds
Payment of overdrafts up to $500* will be considered
What is the charge for Courtesy Pay?
A $25 fee is applied to every courtesy pay item, the same fee as if the check were to be returned NSF. The difference with Courtesy Pay is that the check is paid, saving you any embarrassment and any additional fees from the merchant. Each time Avestar Credit Union uses Courtesy Pay, we will mail you notification. Courtesy Pay gives you flexibility when you need it most and protection against the occasional shortage in your checking account.
This service is an additional feature of your checking account, and requires no action on your part. We can't guarantee to pay every overdraft and we are never obligated to pay your overdrafts, even if your account is in good standing and even though we may have previously paid overdrafts for you.
The added value of Courtesy Pay is no third party fees, late fees, or embarrassment from a returned check. You will receive the benefit of peace of mind that your checks have been paid. If you have any questions, please call or visit the credit union.
Restrictions Do Apply
Important: This does NOT affect any overdraft protection that you may already have with Avestar Credit Union. If you have overdraft protection, Avestar will continue to transfer from savings accounts and /or Kwik Cash before the Courtesy Pay program.
For more information e-mail or call us at 920-478-2151 or 1-800-737-7928 today.
*The Courtesy Pay service does not constitute an actual or implied agreement between you and Avestar Credit Union. Nor does it constitute an actual or implied obligation of or by Avestar Credit Union. This service represents a purely discretionary courtesy or privilege that the credit union may provide to you from time to time and which may be withdrawn or withheld by the credit union at any time without prior notice or reason or cause.*